We design and build payment products on Stripe: onboarding, checkout, payouts and subscriptions, designed so nobody is ever unsure where their money is.
Start a conversationWhy it matters
Stripe handles the hard regulated parts: processing, card data and identity checks. Whether people start, finish and come back is decided by everything built around it. That's the part we design and build.
Tell us what you're buildingEvery payment state explained in plain language, with a next action.
Restraint and precision. People decide in the first few seconds.
Failures, refunds and disputes handled, never hidden.
Where payments win or lose people
What we learned building KompiPay, our own payments product on Stripe, from zero to live.
Start a conversationVerification, bank details and compliance steps usually arrive first, and they feel like risk rather than progress. On KompiPay we sequenced onboarding so people reach a working payment page they can share before they're asked for anything sensitive. The checks still happen, once there's a reason to finish them.
A working first moment.
Onboarding people finish.
Pending, succeeded, failed, refunded and disputed all need to be visible, explained and recoverable. Underneath, Stripe's events are the record of what happened, every payment action is safe to retry so a dropped connection never charges twice, and the product reconciles what it shows with what Stripe reports.
Every state explained.
No double charges.
Restraint, clear hierarchy and precise typography do more for conversion in a financial product than any persuasion pattern. KompiPay's visual system was built to read as credible infrastructure rather than a consumer app, with no surprise fees, no unexplained holds and no dead ends when something fails.
Restraint over persuasion.
A checkout people finish.
Choosing the right Stripe setup
Most payment products use one or more of four building blocks. The right mix depends on who pays, who gets paid and how often.
A payment page hosted by Stripe. Quick to launch, well optimised and handles cards, wallets and local methods. Often the right first step for selling a product or taking a deposit.
Stripe's embedded payment components sit inside your own page. Worth it when payment is one step in a longer journey, like a booking, a quote or a multi-step order, and a redirect would break the flow.
Stripe Connect lets a platform take payments on behalf of other people, keep a fee and pay out the rest. Sellers onboard and verify through Stripe; you design how everyone sees what they're owed.
Stripe Billing runs recurring payments: plans, trials, upgrades, invoices and failed-payment recovery. The product work is in plan design, upgrade moments and making changes to a subscription feel safe.
From our portfolio
Our own payments products, and client work where fees, commission and balances had to be clear to everyone.
Explore our work
Payment links, onboarding, checkout and dashboard, taken from zero to a live product.
A creator platform where selling is a block placed alongside everything else.
A custom CRM tracking talent fees, commission, payments and outstanding balances.
How we build it
Who pays, who gets paid and what happens in between decides the Stripe setup, the screens and the edge cases. We settle it before the first screen.
Who pays, who gets paid, when, and who keeps what along the way.
Every payment state, failure and refund, each with words and a next action.
Checkout, Connect or Billing, integrated so Stripe stays the record of truth.
Test real payment paths, then check what the product shows matches Stripe.
Engagement
A defined price for a defined build, agreed before work starts.
See how we priceFrom£30,000
A focused payment product: onboarding, one payment flow, clear payment states and an operator dashboard.
Quoted
Marketplace payouts, subscriptions, multiple payment flows, finance reporting and integrations, scoped to your model.
From£8,000/month
Ongoing senior involvement once it's live: new payment features, conversion and the roadmap.
You own your data and the custom deliverables agreed in your contract. Reusable components and third-party software retain their licences. The proposal specifies any retained IP, licensing, hosting and exit terms before work starts.
A little more clarity
What to know before building a payment product.
Start a conversationFor most products built on Stripe, no: Stripe processes the payments and handles card data, and its onboarding covers identity checks for the people you pay out to. Some models, such as holding customer money, lending or currency exchange, can bring their own regulatory requirements. We flag those early, and you should take specialist legal advice on them.
Stripe Checkout is quick to launch and well optimised, and it's often the right first step. A custom flow built with Stripe's embedded payment components makes sense when payment is part of a longer journey, like a booking, a quote or a multi-step order, and a redirect would break it. Either way, card details are collected by Stripe's own fields, not your servers.
Through Stripe Connect. Sellers onboard through Stripe, customers pay through your platform, your fee is taken automatically and the rest is paid out to the seller. The product work is in onboarding sellers smoothly, showing everyone where their money is, and handling refunds and disputes fairly between the parties.
Clarity about money at every step. Each payment state (pending, succeeded, failed, refunded, disputed) needs a plain explanation and a next action, because ambiguity in a money product reads as loss. Restrained, precise design also does more for trust than persuasion. Both were central to how we built KompiPay.
New product builds start from £30,000. Larger payment products are quoted individually according to the payment model, onboarding, payouts, subscriptions, integrations and administration required. We agree the fixed price, scope and delivery schedule before work starts.
Yes. KompiPay is a Wall & Fifth-owned payments product built on Stripe. It lets creators and small businesses create a payment link in minutes and accept payments without a storefront or a developer. We designed and built its onboarding, payment creation, checkout and dashboard. We've also built commission, fee and balance tracking into custom CRMs, such as BNOC's.
Make the next move
Tell us who pays, who gets paid and what happens in between. We'll scope the payment model, price it and build it on Stripe.
Start a conversation